Small Commercial BOP Healthcare Offices
Small Healthcare BOPs Provide Specially Designed Coverages
AmeriTrust Group’s BOPEdge product offers a comprehensive Business Owners’ Policy specially designed for small healthcare practice & services.
Target Classes
- Targeted healthcare practices:
- Small physician offices
- Dentists or orthodontists
- Optometrists
- Physical therapists
- Chiropractors
- Targeted healthcare services:
- Hearing aid stores
- Optical stores
- Drugstores (Pharmacies performing compounding are ineligible)
- Durable medical equipment stores
- Medical, hospital & surgical supply
- Health & natural food stores
- Specialized coverage enhancements options available:
- Spoilage – perishable medicines & medical supplies
- Valuable papers & records
- Salesperson samples
- Pharmacist professional liability
- Cyber liability protection
- Employment practices liability
Ineligible Classes
- Dialysis
- Emergency rooms/urgent care
- Cancer treatment
- Sleep studies
- Free clinics
- Aids clinics
- Hospital premises
- Buildings built prior to 1990 without updates
- We do not provide medical malpractice professional liability insurance.
Special Features
- Multi-year policy capability with locked-in rates!
- Use of ISO BOP eligibility guidelines
- Up to 35,000 sq. ft. total floor Offices up to 100,000 sq. ft.
- Minimum premium: $500
- Sales up to: $6,000,000
- Professional liability coverage available for applicable services classes
- Optional coverages include:
- Cyber liability
- Employment practice liability
Availability
Most States
Not Available: AK, HI & MA
