Health & Fitness
FitnessEdge Solutions for Health and Athletic Clubs
AmeriTrust Group’s FitnessEdge® product provides comprehensive coverage for the health & fitness industry.
Target Classes
- Aerobics classes/instructors
- Basketball courts in health clubs
- Corporate fitness center management companies
- Dance schools/studios/instructors
- Fitness instructors
- Golf instructors
- Group personal training
- Indoor wall climbing/instructors
- Martial arts schools/instructors
- Massage therapy
- Non-contact kick boxing/instructors
- Personal training groups/instructors
- Pilates/instructors
- Racquetball/racquet clubs/instructors
- Spinning classes/instructors
- Summer camps in health clubs (No overnights, on premises only)
- Swim classes/schools/instructors in health clubs
- Tennis clubs/instructors
- Tumbling classes/instructors
- Yoga studios/instructors
Available Coverages
- Abuse/molestation
- $100,000/$300,000 included (Higher limits available)
- Automobile
- Including hired/non-owned (Not available in Massachusetts)
- Employee benefits liability
- Employment practices liability
- General liability
- $1,000,000/$3,000,000 & $2,000,000/$4,000,000
- Professional liability (Included within general liability limits)
- Blanket additional insured endorsement
- Property
- Broadened property enhancement endorsement
- Business income
- Crime
- Equipment Breakdown coverage
- Inland marine
- Workers’ compensation
- Umbrella
- Up to $5,000,000
Special Features
Additional affiliated exposures may include:
- Children’s parties
- Cycling
- Hiking
- Indoor golf
- Open & enclosed slides
- Swimming pools & water areas in health clubs
Availability
Most States
Not Available: AK, HI & MA
