Auto Repair & Service
Coverages to Protect Your Auto Repair and Service Clients
AmeriTrust Group’s AutoEdge® product provides a comprehensive coverage for a broad range of automobile services, repairs, garages & stores at a competitive price.
Available Coverages
- Property
- Real & personal property
- Broadened property
- Enhancement endorsement
- Business income
- Inland marine
- Fidelity/crime
- Liability
- Up to $1,000,000 (Primary underlying limit)
- General liability
- Dealer liability
- Errors & omissions
- Odometer
- Title
- Insurance agent errors & omissions
- Truth in lending/leasing
- Garagekeeper legal liability
- Dealer inventory
- Employment practice liability
- Employee benefits liability
- Workers’ compensation
- Umbrella
- Up to $5,000,000
Target Classes
- Auto electronics installation & service
- Auto glass repair & tinting
- Brake service & repair
- General automotive repair
- Independent auto dealers
- Light trailer sales & service
- Transmission service & repair
- Oil & lube services (Referral only)
- Paint & body shops (Referral only)
Ineligible Classes
- Risks in business for less than 5 years
- Risks involved with gray market vehicles or salvage title vehicles, auto restoration
- RV/motorcycle/snowmobile repairs or service
- Operations with in-house financing including:
- Buy-here-payhere operations
- A parts distributor & risks that manufacture or sell used/re manufactured parts
Availability
Most States
Not Available: AK, HI, LA & MA
